general

it should only affect emergencies

The problem I have, and why I don't want to pay for insurance

is if I get into a real accident, I figure I'll be dead

I have trouble imagining situations where I'll come out ahead, paying into insurance

I'd rather take home the extra money, and stick it in my bank account

There's stuff that could probably be done to reduce prices too, but I won't pretend like that's an easy fix

I don't want price setting

but there's got to be some way to reduce the insanity

price setting forces scarcity

Do not necessarily force price setting but at least maybe put a cap on it such that if thing is X do not charge 10X

sounds like price fixing

well your pricing is fucked

^

I really don't want price ceilings

That should be a last resort

But I can't pretend I have some surefire way to fix it, off hand

government funding for drug research so they don't have to cover the cost in the price of the product

drug research is retarded

the fact that we're only now having bioengineers actually now what they're doing

instead of mixing random shit, and relying on clinical trials

I think the US just needs to start over at this point

destroy all laws, rebuild from the ground up Kappa

a huge placebo effect research focus and remove all drug costs

College prices are easy, medicine not so much

just do what canada does

college for canadians is like 5% of what it is for internationals, and it can only go up 1% a year or something

no cap on how much internationals can go up

the chinese subsidize my schooling

Maybe the angle is to add a ceiling on the amount you can reap from a drug patent

so really successful drugs max out

pika you fix college by not giving out loans anymore

and become "public domain" quicker

idk leg

works for us

yours is just super fucked

The problem with our system Pika, is we guarentee every kid a "free" $30k loan

federal government interference in education is blatantly unconstitutional

so every school increased prices by 30k

yeah see, that is the problem

I have 9k in loans right now

The way to fix it is easy, I've said before you disallow public loans for fiscally irresponsible institutions

needing a 30k loan is insane to me

privite schools can do whatever the fuck they want

but schools with a huge admin overhead, are denied the free goverment money

also I assume these loans are through banks for you guys, or do your governments handle the loans?

start denying loans to students who aren't applying to useful degrees

make a national focus on science

fuck that

I don't want retards in my programs

no Pika

through the goverment

oh okay

Obama banned private loans for school

also just make the loan performance based

FAFSA

is performance based but it doesn't matter

if loans went away, colleges prices would plummet, but they'd be out of reach for some

so you need to mantain some level of available funding

but you need to ensure it can't be spent at institutions who are price gouging

aka, unis with 40% admin costs and stupid unchecked spending

if you can't afford college then go to trade school or get an apprenticeship

fuck that Leg

then trade schools get flooded and they start upping costs

College shouldn't be a multi-generation endevour

become an electrician then go get an electrical engineering degree

I am a proponent of not going out and doing something just to make money so I cannot agree

if you want to go to some university and study pure math you should be able to if you have the aptitude to do so

and the money to pay for it

that's like saying we should have parents pay for K-12

it's a dumb libertarian ideal

again, if your system was less fucked that would not be an issue

like privatizing roads

4 years of school for me is about 10k in loans

that is repayable

you subsidize with taxes though Pika

yes

it's not free

i'd advocate for publicly funded college if there was a way to restrict the degrees that are funded by it to STEM

you have the same problems we do, where colleges spend unchecked

and business